Category: Chapter 13

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Governor Signs Bill to Protect Houses and Cars from Creditors

At the end of a contentious legislative session, the Governor signed into law an important piece of legislation strengthening Alabamians’ ability to protect their house and car from being seized by creditors.  The bill (SB 327), sponsored by Sen. Cam … Continue reading

Can Chapter 13 help Ace Frehley?

Ace Frehley Facing Foreclosure | Music News | Rolling Stone. Former Kiss guitarist reportedly owes over $700,000 on New York homeRead more: Follow us: @rollingstone on Twitter | RollingStone on Facebook   Ok, I have to admit, I’m a big Kiss fan.  I grew … Continue reading

How Much Do You Charge to File a Chapter 7?

Several times a week, the phone rings and I hear this from the caller:  “Uh, yeah, how much do you charge for a Chapter 7?”.  It is a legitimate question, however, keep these things in mind before you call. Not everyone is … Continue reading

Can you eliminate a second mortgage in Chapter 13?

One of the most powerful weapons in the Chapter 13 arsenal is the ability to eliminate second mortgages commonly referred to as “lien stripping”. Stripping the lien of a second mortgage holder relieves the homeowner of the obligation to make two (sometimes three) … Continue reading

New video discusses Chapter 13 vs. Chapter 7

Hi all, I’m posting a video that discusses the general differences between Chapter 13 and Chapter 7.  This is just an overview and doesn’t constitute legal advice, but it answers one of the most commonly asked questions I get.  Enjoy!

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