Pre-Bankruptcy Credit Counseling and After Bankruptcy Financial Management Requirement
If you decide to file bankruptcy, the law requires you to complete a credit counseling course with an approved credit counseling agency. In addition, you will be required to complete a financial management course after you file in order to receive a discharge of your debts. The fees for these courses vary depending upon the company you use. Click here for a list of approved credit counseling agencies and their contact information.