2. Always keep a copy of any tax returns you file. Too often people rely upon the tax preparer to keep a copy of the return and are disappointed when they realize the preparer has closed up shop until next year. If you don’t have copies of the last four years returns, contact the IRS now and request a transcript.
3. Keep track of your household expenses. If possible, keep receipts for household bills such as vehicle expenses, utilities and charitable contributions.
4. Stop getting credit. Sounds like a no-brainer but you would be surprised at the people who continue to apply for credit even up until the day they file.
5. Stop using credit cards now. Period. No explanation necessary on that one.